There are many public health insurance plans and options that make healthcare accessible to all Rhode Island residents. These services are provided through the U.S. federal government or Rhode Island Medicaid and Medicare programs. These public health insurance programs are available to you in the event that you are unable to afford other health insurance options, you reach the appropriate age bracket, or are disabled.
Click on an area below to be taken to more detailed pages about Obamacare (the Affordable Care Act), Medicaid, or Medicare programs, plans, options, and FAQs.
Obamacare, The Affordable Care Act
Obamacare, or the Affordable Care Act, refers to any healthcare insurance plan that can be purchased through the federally operated Health Insurance Marketplace. When applying for Obamacare, you may find that you qualify for cost assistance or government subsidies. These subsidies can help to offset your public health insurance costs.
Learn More About Rhode Island Obamacare options, government subsidies, and how to sign up.
Rhode Island Medicare
Rhode Island Medicare is the federal health insurance for those who are 65 years of age or older, or who have a specific disability such as end-stage renal disease. If you have Medicare Part A today, you meet the requirements for qualified health coverage under the Affordable Care Act. Medicare Part B, unfortunately, does not meet this requirement so you will need additional health insurance coverage to avoid the Affordable Care Act penalty. In 2015, Medicare enrollment for Rhode Island reached 19% of its total population.
Rhode Island Medicare programs and services include:
- Original Medicare Plans - Part A (hospital insurance), Part B (medical insurance)
- Medicare Advantage Plan - Part C
- Medicare Rx Plan - Part D (prescription drug)
- Medigap
- HICAP (Health Insurance Counseling & Advocacy Program)
Learn More About Rhode Island Medicare Plans, what they cover, and how to sign up.
Rhode Island Medicaid: Health Insurance For Low-Income
Rhode Island Medicaid is the state-funded health insurance for low-income individuals, families, pregnant women, and those with disabilities. Rhode Island expanded eligibility for Medicaid and enrollment has increased by 49%.
Rhode Island Medicaid programs include:
- EOHHS / Medicaid
- Long-term Services
- HealthSourceRI
- Various waivers
Learn More About Rhode Island Medicaid plans, options, and how to sign up.
Sources:
